What is uninsured motorist insurance in Connecticut?
Uninsured motorist insurance is first party insurance that you purchase for yourself and your family as part of your car insurance policy. It is part of your policy. It protects you, and your family. It is absolutely necessary when you are injured by someone else who does not have enough insurance to pay for all of your harms and losses.
For example, if you or a family member are injured in car accident caused by someone else’s carelessness, and you suffer serious injuries, need expensive surgery, and have permanent injuries then you are entitled to compensation. Assume one-million dollars is fair. If the at-fault driver has only $25,000.00 of worth of liability insurance, then you will only recover your full compensation if you have a large underinsured motorist policy sufficient to pay your claim. Your underinsured motorist policy pays when the other person does not have enough insurance. It is insurance you buy to protect your self. Without it, you are left with $25,000.00, and are chasing someone with no assets forever. You should protect yourself, and maintain a large underinsured motorist policy.
If you or anyone you know is involved in a car accident, contact The Bartinik Law Firm at 860-445-8521. For personal injury cases, we offer a free consultation.
We are based in Southeastern, Connecticut, and most of our cases are from Connecticut. We can handle cases in Connecticut, Rhode Island, and Florida.